by Heather, May 19, 2014
There is an interesting phenomena happening in the world today. With the changes in mobility and the ability to access banks online and in mobile systems even more, there is a reduction in age groups that even know how to write a check. I remember learning how to write checks properly in high school. Managing a bank account and home budgeting were taught in certain classes, like accounting and home economics. Today it seems that many schools have removed personal finance from the syllabus to replace it with other options needed to graduate.
With that in mind, there are people that do not know how to write out a check or budget their home finances unless they have been taught at home or at their job. Some do not have that luxury either so we are going to offer some tips for you on how to write checks properly.
1) Start with the Current Date and fill out that section completely.
2) The Pay to the Order of: section should come next. Make sure to use the proper name of the individual or business and write it out legibly.
3) The Box with the $ sign in front will hold the amount that is due to the check recipient and what will be drafted from your checking account. Make sure to print clearly in whole numbers. So if it is $40. Then write it $40.00. If it is $38.42 then write it just as I did here.
4) The next blank line is where you write out the dollar amount from the box. For the first example of $40.00, it should be written out as Forty and 00/100 dollars or Forty and no/100 dollars. This means that the $40.00 in the box and the written out “Forty dollars and 00/100″ will match. In the second instance, you will write out Thirty Eight and 42/100. The word “dollars” is at the end of the blank line so technically, you do not need to rewrite it again. The bank will verify that the numerical box and the written line match before processing. That is your double check system.
5) Finally, sign your check on the bottom right line as you did on your bank signature card when you opened your account. Your bank will verify signatures occasionally, so make sure you have on file all of the different ways you sign your check.
There is also a notation section if you choose to make a memo to yourself in the For: section. That is optional.
Now you are fully prepared to write out your checks properly when it comes time to pay important bills. We hope these tips help you! If you have any tips you would like to share, please do so by commenting below.