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Save $20,000 a year by breaking your spending habits

Do you ever wonder where your paycheck goes? Here is a list of things that you can cut down to save a total of $25,323. If you can make better spending choices, you’ll save at least $10,000 a year.   … Continue reading

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5 Financial Tips for Middle-Aged Adults

When we reach middle age the reality of saving for more than a rainy day hits home hard. Suddenly you realize that if you want to retire any time within the next 10-20 years, your financial house needs to be … Continue reading

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When Should You Consult a Credit Counselor

  Having credit is a two edged sword. It is great for emergencies and necessary for making large purchases like cars and homes. But it can also become a negative if you get too far into consumer debt, to the … Continue reading

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65 Funny April Fool’s Pranks

Here are 65 hilarious April Fools pranks to play no matter where you are or who you are with. Click one of the below to jump to that section. In the Office Food Technology Cars In the Bathroom General At … Continue reading

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What Are Chip Enabled Credit Cards

Fraud is a huge problem for credit card companies and banks as well as the consumer. In an effort to fight back, chip enabled credit cards are taking the place of traditional cards in more instances. Also referred to as … Continue reading

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Financial Long Term Habits That Will Pay You Back

I think we all have a desire to be financially stable with our income and finances. Building it to a point where we don’t have to worry, but just have to manage it is a great goal. There are some … Continue reading

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8 Great Tips to Eat Cheap at Restaurants

According to The Simple Dollar, average American spends $232 per month eating meals prepared outside the home. We all know that cooking at home is cheaper than eating out, but it doesn’t mean we can’t eat out. We spoke to … Continue reading

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Smart Tips for Saving Money

With Americans only having approximately $5,000 in savings on average, not including retirement, it is time to kick start your savings plan. Saving money is important in two different ways: 1) Saving on your purchases and 2) taking the additional … Continue reading

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Is an Interest Only Mortgage Loan Right for You

There is so much you need to know about mortgages to make smart, money saving decisions. While speaking to a lender can answer most of your questions, it is also smart to have some basic facts about mortgages before you … Continue reading

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How a Home Equity Loan Works for You

Have you been thinking about a home equity loan but have some questions about how they can work for your personal finance? Here is some basic information about how a home equity line of credit works.   How a Home … Continue reading

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