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Category Archives: Personal Finance

Tips to Control Debt and Not Stress Out

  Does debt = stress in your life? I don’t care if you are low income, middle income or the top 1% of the income bracket with a mortgage on your castle, debt of some sort surrounds each of us. … Continue reading

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Are Checks Safer to Use Than Debit Cards?

  Prompted by a post on our Facebook page, I started thinking about the debit and credit cards systems and compared that to using a check. Here are some thoughts…   Our society is becoming more mobile with phones that … Continue reading

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5 Easy Fixes to Add More Cash Reserves to Your Savings

  I think every budget has some give and take where you can really tighten up a bit and add more to your cash reserves without feeling too much of a pinch. After all, no one wants to cut to … Continue reading

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Start Saving Today By Cutting Your Food Bill

  It can be tough to save money when you are living check to check, just like most Americans do. Finding places to cut expenses is not easy but there is one area that you can cut to stash some … Continue reading

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Easy Financial Goals for the New Year

  We used to be a nation of savers. Lately we have become a nation of spenders and many people are struggling to take back control of their finances. With kids in school or even off to college or a … Continue reading

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How to Set Up a Budget You Will Actually Follow

  I was researching how much the average American saved a year for this article and to be honest, it is a hard statistic to find. There is no hard and fast resource that says the average American saves XX … Continue reading

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3 Budget Friendly Ways to Ring in the New Year

Everyone loves a party, its true, but throwing a party can mean big bucks when it comes down to it. Between the appetizers, drinks and decorations, throwing a big party can be a real budget buster. Since this is a … Continue reading

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Supporting Small Business Saturday

Thanksgiving weekend is a very busy one when it comes to retailers and shopping. Millions of businesses in the US rely on the sales made on Black Friday and on through Cyber Monday to gauge how their business will fare … Continue reading

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The Do Not’s of Budgeting

Most likely you have heard budgeting advice from just about everywhere. Those tips are very helpful, but there are also a few things you need to avoid to keep your budgeting on track. While there are some definite musts of … Continue reading

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Basic Budgeting Tips For Everyone

Americans seem to be in debt more than ever before thanks to the economy. However, it is important to keep your credit score high and your finances clean for emergencies that are certainly down the road. Here are some basic … Continue reading

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